FAQ

FREQUENTLY ASKED QUESTIONS

Credit Questions? Start Here.

We understand that you may have questions about your credit report, credit history or financial position.

Our FAQs provide straightforward answers to common questions, including:

• Can a default be removed from my credit report?
• How long does a default stay on a credit report?
• Can I improve my credit score?
• What happens if I have been declined for finance?
• Can incorrect information be corrected?
• What is a credit enquiry?
• How do late payments affect my credit history?
• What should I do if I don’t recognise an account?
• Can paid debts be removed from my credit report?
• How can I prepare my credit before applying for finance?