CREDIT EDUCATION

Learn More About Your Credit

Understanding how credit works is an important part of managing your financial position.

Our credit education resources cover common topics including:

Learn what a credit report is, what information it may contain and why it can be important.

Understand what a credit score is and the factors that may influence it.

Learn how your financial history may be recorded and how it can affect future applications.

Understand what a default is, how it may appear on your credit report and what options may be available if you believe information is incorrect.

Learn about repayment history and what you can do if you have experienced missed or late repayments.

Understand what credit enquiries are and why multiple applications may be relevant to your credit profile.

Learn about managing debt, financial difficulty and communicating with creditors.

Understand why reviewing your credit position before applying for finance may be an important step.